Aurora Hail Damage Replacement — Full Insurance Coverage

Force 5 Roofing crew installing a new roof on a two-story Aurora home after hail damage

In June 2025, a brutal hailstorm tracked across Aurora and Centennial — golf-ball sized hail in some neighborhoods, baseball-sized in others. One of our long-time customers in southeast Aurora called us the next morning. Here's how their roof replacement went from storm to install in 32 days.

PROJECT SPECS
Location
Aurora, CO 80016 — Arapahoe County
Property Type
2,600 sq ft single-family residential
Service
Hail damage roof replacement + insurance claim
Materials
GAF Timberline HDZ ArmorShield II (Class 4)
Timeline
32 days from storm to completion
Insurance Outcome
Full replacement covered; homeowner paid only $1,000 deductible

The Storm

On the evening of June 12th, 2025, a severe thunderstorm tracked east across the Denver metro, with the worst hail concentrated in a corridor running from Centennial through southeast Aurora. Hailstones up to 2.25 inches were reported in our customer's zip code by the National Weather Service.

Aurora hail accumulation on customer's deck — morning after the storm

Aurora hail accumulation on customer's deck — morning after the storm

The Inspection

We had a Force 5 inspector on-site by noon the next day. The damage was extensive:

The roof was 9 years old — relatively young — but the storm was severe enough that full replacement was justified. We documented everything with timestamped photos and a written damage report.

The Insurance Process

The homeowner called their insurance carrier the same afternoon. An adjuster was scheduled for the following week. Force 5 had one of our claims specialists at the inspection alongside the homeowner.

The initial scope of loss from the adjuster came in approved for full replacement — but it was missing several items we knew the homeowner was entitled to:

We submitted a supplement with photo documentation for each item. The carrier approved every supplemental item within 6 business days.

The Installation

Installation took 1.5 days. Our crew arrived at 7am on day one, fully tore off the old roof, replaced two pieces of damaged decking, installed ice & water shield, synthetic underlayment, drip edge, GAF Timberline HDZ ArmorShield II Class 4 shingles, new ridge vents, and detail flashing.

tear-off in progress

underlayment & ice shield

finished install

Final cleanup included a complete magnetic nail sweep of the entire yard and driveway, plus a full walkthrough with the homeowner. We handed over warranty documentation and final invoicing the same afternoon.

The Outcome

Total project cost: $18,420. Insurance carrier paid: $17,420. Homeowner out-of-pocket: $1,000 (their deductible).

The homeowner now has a Class 4 impact-resistant roof — which earned them a 22% reduction on their homeowner's insurance premium going forward. Over the 25-year expected life of the roof, that premium discount alone will exceed their original deductible cost many times over.

I was dreading the insurance process — I'd heard horror stories. Force 5 handled everything. The adjuster came, we walked the roof together, supplements were approved, and the new roof was installed a few weeks later. The crew was professional and left my yard cleaner than before.— Aurora, CO homeowner

Need the Same Process?

If you've had a recent hailstorm in Aurora, Centennial, Parker, or anywhere across the Front Range — start with a free inspection. We'll tell you honestly whether your damage warrants a claim, and if so, we'll walk you through the process start to finish.

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